fat issue or skin and muscle issue?

I have been loosing weight for a while, I was 215 in september, and now I'm 155 (march 26th). At one point the year before I was in the 230's-240's.

Anyhow I'm getting down to where my target is, but I still have a noticable gut. I work out 3h a week (mostly weights, working my upper body), and I'm still loosing weight. I'm 19 yo and 6'. I would have thought that it might have just been fat before, but at 155 I'm beginning to get noticiable ribs as well, which kinds of concerns me, and makes me wonder if my stomach is just excess skin and a lack of muscle rather than a sack of fat.

So, at what weight should I stop loosing? Do you think the gut is just excess skin or an I just being paranoid?
 
I wouldn't lose any more weight if I were you, you already look pretty thin. I'm guessing by the stretch marks round your stomach that you've lost a lot of weight in that area recently. I think all you need is regular ab work to build and stengthen the muscles in that area to help reduce the pouch
 
Thanks for the response.

Yeah I've never done any ab workout before, so I just started doing stomach vacumes (3X/wk) and reach and catch sit ups for now (1-2X/wk). (I'll move to weighted reach and catch sit ups when I can do more than 15).
 
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