Question about weight loss

I would say my upperbody is pretty lean (e.g. I'm pretty close to a 6 pack) but my butt/thighs seem to have a lot of fat on them. It especially sucks now that clothes are getting more and more slim fitting, my tops always ride up. I even have never needed to wear belts because my butt is so round. I heard that where you put on fat is mostly determined by genetics.

If I lose weight, will it make my upperbody look like a stick or will I generally lose weight in the same places that I tend to put it on easily? Weight loss is an all-around body process after all.
 
Have you ever heard of P90X or Insanity? I am doing P90X and I have had great results so far. This workout is awesome and it can get you in the best shape of your life! Let me know if you want to know more about it. It comes with a diet plan as well that's very easy to follow. It's also a real confidence booster :)
 
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