Do keep in mind that the FDA and especially the American Heart Association are giving values for the average american.
The average American is already overweight, doesn't eat well, and doesn't get much exercise.
30-35% of your daily calories can come from fat. that should be split fairly evenly between mono-unsaturated, poly-unsaturated, and saturated fats.
Usually as long as you eat a little red meat and have some eggs daily, you'll get enough saturated fat, but not too much.
In other words, if you're really eating clean, you can pretty much not worry about saturated fat intake since it'll keep itself in check...but you may need to supplement with fish oil or eating salmon to keep your unsaturated fat intake where it should be.